You asked: Can you transfer money from a gem visa?

Balance transfers are allowed from non-ANZ cards, ie Visa; Mastercard; American Express; Gem Visa; Q Card and Farmers Finance Card.

Can you transfer money from gem visa to bank account?

Most banks’ Balance Transfer credit cards accept GEM Visa balances. … You’ll need to apply with a bank you’re not currently with, and if you get approved, your GEM Visa​ balance will reduce by the amount you’ve been approved to transfer.

How do I pay off my gem visa?

You can also pay in person at NZ Post with a copy of your monthly statement, or any Westpac branch with your Gem Visa Card.

  1. You can find your Gem Visa account number printed on your monthly statements. …
  2. You’ll find your Gem CreditLine account number printed on your monthly statements.


What bank does gem visa use?

^Gem Visa credit and lending criteria, $55 establishment fee and $52 annual account fee apply. Prevailing interest rate (currently 25.99% fixed p.a) applies after the interest free period ends. Gem Visa is provided by Latitude Financial Services Limited.

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What can I use my Gem Visa card for?

Where can I shop interest free with Latitude Gem Visa?

  • JB Hi-Fi.
  • The Good Guys.
  • Apple.
  • Amart Furniture.
  • Luxury Escapes Travel.
  • Michael Hill.
  • Samsung Electronics Australia.
  • Freedom.

How much can you withdraw from GeM Visa?

10.4 Maximum daily withdrawal limits apply to your card: • $1,000 for ATM cash advances; • $3,000 for over the counter cash advances; • your available credit limit for EFT terminal purchases (other than Visa payWave purchases) and promotional transactions; and • $80 for single Visa payWave purchases with a maximum of 3 …

Can I use GeM Visa online?

6 months interest free

Spend $250 or more,1 anywhere Visa is accepted. Use it instore, online and worldwide.

Can I pay off GeM visa early?

You need to make a minimum payment each month, but you have the flexibility to make extra payments at any time. Plans start from 6 months. You don’t need to make any payments during the promotional period. However, you can make payments at any time.

What is the interest rate for GeM Visa?

Rates & fees

Interest Rates
Purchase rate 24.99% p.a.
Cash advance rate 24.99% p.a.
Interest free on purchases up to 55 days
Balance Transfer

How can I increase my GeM visa limit?

Go to the Manage Account section and select Reduce Credit Limit, then it’s as easy as filling out the required fields and letting us know what you want the new limit to be. When complete, you will see your new limit updated on the app.

Is GE money the same as Gem Visa?

GE Money has about 400,000 customers in New Zealand, using personal loans, credit cards, insurance and interest-free hire purchase products. It operates the Gem Visa and GE CreditLine.

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How long does it take for Gem Visa card to arrive?

Your card will arrive approximately 10 business days after approval.

Does the warehouse accept gem visa?

You can pay for your order with a credit or debit card. We currently accept Mastercard, Visa, American Express, Farmlands/CRT Card (in store only), Q Card, Warehouse Money and Purple Visa Credit Cards. The Warehouse also offers Zip online and in store which is a buy now and pay later service.

Can I use my credit card anywhere?

Virtually every merchant that takes credit cards accepts both Visa and Mastercard. Visa cards are accepted in more than 200 countries and territories worldwide. If a retailer accepts credit cards, then it more than likely accepts Visa.

Can you use Latitude pay anywhere?

From next year, Australians and New Zealanders will be able to make purchases using LatitudePay anywhere Mastercard is accepted globally. Other features include simplified payments, giving customers the ability to group multiple purchases into one simple payment plan.

Does latitude pay have fees?

LatitudePay is an interest-free, buy now, pay later solution that allows customers to spread the cost of purchases over 10 weekly payments. Customers can make purchases up to $1,000 and pay only 10% upfront. No fees apply, but there will be a late fee of $10 for each missed payment.

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