Can non government employees join Gems?

As GEMS is a restricted scheme for Government employees, only those employed within public service can become members.

How do I join Gems medical aid?

For more information on how to join GEMS, please visit, or call 0860 00 4367, or SMS “please call me” to 083 450 4367 and an agent will call you. Take Note: Adult dependant rates are payable for all eligible dependants who are 21 years of age or older.

Are Gems compulsory?

Question: Is it compulsory for all public service employees on a medical scheme to move over to GEMS (Government Employees Medical Scheme)? … Answer: Enrolment on GEMS is voluntary for public service employees who were appointed before 1 July 2006 and were principal members of open medical schemes in June 2006.

How do I get a gem membership certificate?

You can obtain the Scheme rules on the GEMS website at

Membership cards and membership certificates

  1. We issue a membership card to every Principal Member. …
  2. We will issue extra cards for dependants should you request it.
  3. Only you and your registered dependants may use your membership card.
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How much do you pay for Gems medical aid?

Cost of membership

Salary band Member Adult
Salary band Member Adult
R0-R11 892 R2 066 R1 498
R11 892.01-R20 538 R2 287 R1 682
R20 538.01 + R2 563 R1 870

How much is Bonitas medical?

Bonitas is one of South Africas top 5 largest open medical schemes and provides cover for approximately 710 000 lives. It offers a choice of 13 medical aid options with the Standard option being the most popular. Premiums for a single member range from R1 159 to R7 207.

What can I buy with medical aid gems?

GEMS Medical Sid schemes options

  • Comprehensive cover for both in-hospital and out-of-hospital benefits.
  • All salary level 1-5 members can have a subsidy of up to 100% from an employer.
  • Access to a network of private hospitals.
  • Unlimited GP and specialist consultations.
  • Access to over the counter (OTC) medication.


Does gems cover pregnancy immediately?

Pregnant members and dependants of GEMS have access to the Maternity Programme. confinement and postnatal (after birth) period. To access your maternity benefits, pregnant members or dependants must register on the Programme as soon as their pregnancy is confirmed.

Does GEMS pay for HPV vaccine?

This means that day to day benefits will not be affected. From 1 January 2021 an additional benefit for vaccinations has been made available on all GEMS Options.

Preventative care and screening benefit.

HPV vaccination (1 course = 3 doses) One course per beneficiary per lifetime Females 9-14 years

What is the waiting period for Gems medical aid?

There are two types of GEMS waiting periods: A general waiting period (GWP) of up to 3 months. A condition-specific waiting period (CSWP) of up to 12 months.

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Does GEMS pay for gynecologist?

The Specialist Network provides you with access to Physicians, Paediatricians, Obstetricians and Gynaecologists at a set tariff for both in- and out-of-hospital ensuring that you will not be liable for a co-payment (subject to your option’s benefit limits). …

Does GeM medical aid pay braces?

Benefit for orthodontic treatment

GEMS does not have a separate benefit limit for orthodontic treatment; all claims are payable from the available dentistry limit. The benefit for orthodontic treatment is only available to GEMS beneficiaries under the age of 21 on the Ruby, Emerald, Emerald Value and Onyx options.

How do I check my GeM benefits?

SMS Benefit Check

  1. Step 1: Type Benefit.
  2. Step 2: Type your GEMS membership number.
  3. Step 3: Choose the benefit you want to check from the table below (remember you can only check one benefit category per SMS).

Does GEMS pay for optometrist?

The following are applicable to the GEMS Sapphire and Beryl options for 2019: One optometric examination per beneficiary per 12 month period for Beryl (subject to clinical necessity) and one optometric examination per beneficiary per 24 month period for the Sapphire option.

How much does GEMS Emerald Cost?

How much does it cost?

Salary band Principal Member Additional adult member
R0 – R14650 R2852 R2172
R14650.01 – R25301 R3157 R2440
R25301.01 + R3539 R2713

Does gems have a funeral benefit?

Funeral cover is also available through some of the larger funeral homes. Additional benefits may be available on the policy if their services are utilised for funeral arrangements. Check how much cover you will receive for your monthly payment and if the policy escalates annually.

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