How do I pay off my gem visa?

How do I pay my gem visa?

Gem CreditLine

  1. Via cheque – please send to PO Box 4058, Auckland 1140, payable to Gem CreditLine.
  2. In person at any Westpac branch with a copy of your Gem CreditLine monthly statement.


Can you transfer money from gem visa to bank account?

Most banks’ Balance Transfer credit cards accept GEM Visa balances. … You’ll need to apply with a bank you’re not currently with, and if you get approved, your GEM Visa​ balance will reduce by the amount you’ve been approved to transfer.

How do I check my Gem Visa balance?

Once you log in to your account, you will see an overview of your linked cards/accounts. The current balance and available to spend credit will be displayed under the name of each card. Select the card you’re after from the list to have more information about both figures and see any pending transactions.

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Can I withdraw cash from my gem Visa card?

Yes, you can access cash using your Latitude Gem Visa to make cash withdrawals from any ATM displaying the Visa logo.

How much cash can I withdraw from GeM Visa?

10.4 Maximum daily withdrawal limits apply to your card: • $1,000 for ATM cash advances; • $3,000 for over the counter cash advances; • your available credit limit for EFT terminal purchases (other than Visa payWave purchases) and promotional transactions; and • $80 for single Visa payWave purchases with a maximum of 3 …

How long does it take to get a GeM visa?

Your card will arrive approximately 10 business days after approval.

Can I use Gem Visa online?

6 months interest free

Spend $250 or more,1 anywhere Visa is accepted. Use it instore, online and worldwide.

Can you transfer money from Qcard?

Can I get cash out on my card? Yes, you can use your Q Mastercard® to withdraw cash (cash advance) from any bank and ATM, within NZ and overseas displaying the Mastercard acceptance mark. Remember, if you withdraw cash from your Q Mastercard, interest accrues straight away and ATM fees may apply.

What is GEM essential?

Gem Essential has no annual account fee or additional cardholder fee. It’s a great value everyday credit card.

Is GE money the same as Gem Visa?

GE Money has about 400,000 customers in New Zealand, using personal loans, credit cards, insurance and interest-free hire purchase products. It operates the Gem Visa and GE CreditLine.

Where can I use gem?

Where can I shop interest free with Latitude Gem Visa?

  • JB Hi-Fi.
  • The Good Guys.
  • Apple.
  • Amart Furniture.
  • Luxury Escapes Travel.
  • Michael Hill.
  • Samsung Electronics Australia.
  • Freedom.
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How do I activate my Gem Visa card online?

Activate Your Card

  1. Activate in the Latitude App for instant activation with no wait times.
  2. Activate through an online request for those of you who like no fuss and are not in a rush.
  3. You can get in touch via live chat.
  4. Speak to our friendly staff! but keep in mind, there’s a bit of a wait time.


Can I pay my Gem Visa off early?

You need to make a minimum payment each month, but you have the flexibility to make extra payments at any time. Plans start from 6 months. You don’t need to make any payments during the promotional period. However, you can make payments at any time.

Can you increase your gem visa limit?

Go to the Manage Account section and select Reduce Credit Limit, then it’s as easy as filling out the required fields and letting us know what you want the new limit to be. When complete, you will see your new limit updated on the app.

Can I get cash out with latitude?

This card comes with a 6-month interest-free introductory offer on purchases over $250, a low annual fee of $99 and up to 55 interest-free days. … And if you do decide to withdraw cash from an ATM using this card, you’ll also be slapped with a 3% cash advance fee (maximum $30 per transaction).

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