Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any outstanding balance on the expiry of the interest free period. Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply.
Is Latitude gem visa a normal credit card?
As an everyday credit card, the Latitude Gem Visa lets you enjoy up to 55 days interest free on all your everyday purchases worth below $250, as long as you clear your balance both for the statement before the purchases were made, and for the statement on which the purchases are listed.
Can you use GEM visa like a normal credit card?
We’ll then send your physical Latitude Gem Visa card by mail, so you can use it as an everyday credit card and get to access more of our great long-term, interest free deals. … For longer interest free terms, present your Latitude Gem Visa or your driver’s licence at any participating store.
How much can you withdraw from Gem Visa?
10.4 Maximum daily withdrawal limits apply to your card: • $1,000 for ATM cash advances; • $3,000 for over the counter cash advances; • your available credit limit for EFT terminal purchases (other than Visa payWave purchases) and promotional transactions; and • $80 for single Visa payWave purchases with a maximum of 3 …
How does Gem Visa allocate payments?
We’ll allocate your payment to the balances that are attracting the highest rate of interest and ensure any minimum monthly payments are met first. … For our standard interest free terms, each purchase requires a minimum monthly payment of 3% of the owing balance (in total – or $20, whichever is greater).
How can I increase my gem visa limit?
Go to the Manage Account section and select Reduce Credit Limit, then it’s as easy as filling out the required fields and letting us know what you want the new limit to be. When complete, you will see your new limit updated on the app.
Is latitude pay a credit card?
Latitude Mastercard – Everyday Credit Card | Latitude Financial Services.
Can I withdraw money from my gem visa?
You CAN withdraw money on your GEM Visa, but it’s not interest-free. As the GEM Visa is a credit card, you can withdraw money on it (known as a “cash advance), although fees do apply: … International transaction fee: 2% of the cash advance.
Can you use GEM visa at Countdown?
At $65 the annual fee is $17 higher than other, Gem Visa-branded, store credit cards offered by GE. … Countdown is installing the Visa payWave technology, in which transactions are processed with a wave of the card over a terminal, at all Countdown stores nationwide.
Does Apple store accept gem visa?
Purchases made using Buyer’s Edge, CreditLine not issued via Apple, Gem Visa or GO MasterCard cards do qualify for interest free finance; however, interest rates, fees and charges relating to these cards vary from the CreditLine card acquired through Apple.
What bank does gem visa use?
Gem Visa. You can pay your Gem Visa credit card via internet or telephone banking using the details below: Name of Bank Account: Gem Visa.
Can you bank transfer from Gem Visa?
Credit card balance transfers
Balance transfers are allowed from non-ANZ cards, ie Visa; Mastercard; American Express; Gem Visa; Q Card and Farmers Finance Card.
How can I increase my latitude pay limit?
The best way to increase your LatitudePay limit is to keep up a good payment history over all your plans. You may then get sent an email with an offer to increase your limit if you choose. Unfortunately, our Customer Service Team can’t increase your account limit on request.
How do you allocate a payment?
Allocate a payment on account to an invoice
- From Contacts, select the relevant customer or supplier.
- Select Manage then Account Allocation.
- Select the check box next to the payment on account you want to allocate.
- If you want to allocate more than one payment on account, repeat the previous step for each of them.
How do I pay my gem visa through internet banking?
- Payee: Gem Visa & Bank Account number: 03 0502 0681686 00.
- Reference: 00 and then the last 10 digits of your account number. You can find your account number in the top right hand corner of your Gem Visa statement.
- Code: 0000-0060-1073.
- Particulars: Your surname & first initial.
Do you pay interest on Latitude?
Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. A $99 annual fee for Latitude Gem Visa applies. At the end of the plan, interest will be charged at 24.99% p.a.